Contractors

At Quote Co Ltd, we understand that whether you are a sole trader, SME or a large-scale construction firm, your risks are unique. We provide bespoke insurance packages that evolve with your business.

SME & Sole Traders

Protect your livelihood with flexible, affordable cover designed for the modern contractor.

• Public Liability: Essential protection against third-party injury or property damage claims.
• Employers Liability: A legal requirement for any firm with employees. Even temporary workers.
• Tools & Equipment: Loss, damage & theft replacement for the essential tools & equipment that keeps you working.
• Professional Indemnity: Coverage for advice-based risks and design errors.
• Personal Accident: Ensuring you are supported if an injury prevents you from working.

Mid-to-Large Scale Enterprises

Complex operations require robust, integrated risk management.

• Contract Works (All-Risks): Comprehensive cover for materials, temporary structures, and plant on-site.
• Public Liability: We will explain the importance of the level of cover and provide you with options to benefit from higher limits of indemnity eg £10m for greater peace of mind and protection.
• Employers Liability: Mandatory protection for your entire workforce, including subcontractors.
• Professional Indemnity: Protecting the associated risks from your advice, design, or professional services, where you could face exposure to claims alleging negligence, error, or omission.
• Management Liability: Critical legal defence following allegations of wrong doing such as employment practice disputes, regulatory breaches including HSE and other corporate decisions.

Why Choose Quote Co Limited

• Experienced dedicated team: You can be confident Quote Co Limited has the knowledge & experience to understand your business needs.
• Industry knowledge: We specialise in placing risks for contracting companies from Sole Traders to SME and Larger firms. Utilising both package policies such as Tradesmen Insurance and also building bespoke policy coverage to meet your needs.
• Speedy service: We pride ourselves in meeting your needs, this includes prompt response times and where possible instant coverage.

Ongoing support: Our commitment doesn’t end once we have provided a quotation. We pride ourselves on the level of customer service and focus we deliver throughout the period of the policy. The same effort, commitment & diligence is also invested at renewal of your policy ensuring you continue to benefit from fit for purpose cover at competitive premiums.