Professional Indemnity

If your business provides advice, design, or professional services, you face exposure to claims alleging negligence, error, or omission. Quote Co Ltd secures Professional Indemnity insurance that protects revenue and reputation—covering defence costs and any damages awarded where the policy responds.

We pay close attention to mechanics that matter: retroactive dates (to capture past work), aggregation wording (to clarify how claims are grouped), and contracts that shift liability—collateral warranties, fitness‑for‑purpose obligations, or net‑contribution clauses. For firms handling sensitive data or integrated design/specification, we coordinate PI with cyber and public/products liability to minimise coverage gaps.

As your portfolio changes, we reassess limit adequacy using revenue, contract size, jurisdiction, and claims trends. Where practices cease or merge, we arrange run‑off so historic liabilities remain insured—giving you long‑term confidence in your professional footprint.